When exactly does a credit card expire?

A credit card expires at the end of the month shown on the card. For example, a card with expiry "04/26" is valid through April 30, 2026, and expired from May 1, 2026 onward.

What formats are accepted?

The tool accepts MM/YY (e.g., 04/26) and MM/YYYY (e.g., 04/2026). The month must be between 01 and 12.

Is this checking a real card?

No. This tool only checks whether the date itself is in the future or past. It does not verify whether a real card with that expiry date exists or is active.

Credit Card Expiry Checker

Check if a credit card expiry date is valid or expired.

Expiry date (MM/YY or MM/YYYY):

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FAQ

When exactly does a credit card expire?: A credit card expires at the end of the month shown on the card. For example, a card with expiry "04/26" is valid through April 30, 2026, and expired from May 1, 2026 onward.
What formats are accepted?: The tool accepts MM/YY (e.g., 04/26) and MM/YYYY (e.g., 04/2026). The month must be between 01 and 12.
Is this checking a real card?: No. This tool only checks whether the date itself is in the future or past. It does not verify whether a real card with that expiry date exists or is active.

Enter a credit card expiry date in MM/YY or MM/YYYY format to instantly check whether the card is expired or still valid. Shows the number of days until expiry or days since the card expired. Color-coded output makes it easy to identify expired cards at a glance. Useful for validating card data in payment flows and test datasets.